Many Dutch people leave significant amounts of money on the table each year, simply because they are unaware they are entitled to various allowances. The Proefberekening Toeslagen (Test Calculation for Allowances) has been updated with the 2026 figures, allowing you to calculate which benefits you qualify for. This amount can add up to hundreds of euros per month.
How Much Healthcare Allowance Can You Get in 2026? #
The maximum healthcare allowance next year is set at €129 per month, which totals €1,548 annually. This amount is granted at a test income of €29,500 gross per year. While that may seem low, many Dutch workers work less than 40 hours a week, placing them in this category.
Even those working full-time on the minimum wage, including 8% holiday allowance (€33,045 gross per year), are still entitled to a healthcare allowance. Not the full amount, but still €91 per month, which comes to €1,080 over the entire year of 2026.
Up to a gross annual income of €40,500, you still qualify for healthcare allowance, although the amount decreases gradually. At an income of €33,500 per year, you receive €86 per month, and at €38,000, you still get €34. The allowance is phased out completely starting from €41,000.
The amount is entirely determined by your income, over which you have little control. However, you can save money on your health insurance. The premiums for 2026 are now known, and switching providers can yield extra benefits, especially for those with lower incomes.
€353 Per Month in Rent Allowance #
In addition to healthcare allowance, there is also rent allowance, which is also being expanded slightly next year. If you rent, you may be entitled to this as well.
Consider a single part-time worker with an income of €29,500 and a basic rent of €850. In 2026, this person would receive not only €1,548 in healthcare allowance but also €4,236 in rent allowance. That amounts to €353 per month.
Adding the healthcare allowance brings the total to €5,784 per year, or €482 per month in support.
This is only an indication, but it shows that these are substantial amounts. Some Dutch people worry they might have to repay this money later. This is not the case. However, if your income increases, you must report it in a timely manner. Still, nearly €500 in allowances per month is too much to leave on the table.
You can calculate what you are entitled to via this link to the Dutch Tax Service’s website.