Savings

A new ING survey shows that Dutch savings buffers are growing, with many now having over €10,000 set aside. However, a significant portion of the population still has less than €500, and concerns about financial security remain high.

New data from the Dutch Central Bureau of Statistics (CBS) reveals the average savings for different age groups in the Netherlands. The 18-25 age group has an average of €10,800 saved, while the 65-75 group holds the most at €76,600.

New data from De Nederlandse Bank shows Dutch investments have surpassed €200 billion for the first time, driven by strong stock market performance. However, this record amount is still less than half of the nation’s total savings, which exceed €518 billion.

In a keynote at Bitcoin Amsterdam, Jordy den Toom argues that with the traditional financial pillars of saving, housing, and pensions failing Generation Z, Bitcoin offers a necessary new foundation for building wealth and securing a financial future.

After years of negligible returns, savings accounts in the Netherlands are finally offering attractive interest rates, with some banks providing up to 3%. This article compares the highest rates available, including those from traditional Dutch banks and international fintech providers, and analyzes whether saving is worthwhile in the current inflationary environment.